Einzig der hinweis unter "General Allegations" unter punkt 11. The Policy;
(S. 4.) providet that: (1.1.3.):
the circumstances giving rise to the lost first occurs during the Period of Insurance in the Schedule.
Das erste konzert wäre gewesen am 13.07.2009 - ist dieses datum auch eintrittsdatum der versicherung??
Oder sehe ich das total falsch??
Ich geb zu, es wäre etwas sonderbar, wenn die zeit zwischen der ersten probe MJs (mal angenommen) bis zum ersten konzert nicht über diese versicherung abgedeckt wäre.
Blick nicht wirklich durch.
Mist aber auch, dass der Anhang A. fehlt.
Welcome back Hippo!
Diese lücke (??) würde auch erklären, warum der gesundheitscheck bei Dr. Slavit nicht greift. (??)
Im nachfolgenden artikel steht: Lloyd's issued a non-appearance and concert cancellation policy in April 2009 ...
.... also doch keine lücke?? *nichtdurchblick* hiiiiilfe!
Bin nicht sicher, ob dieser artikel vom 06.06.2011 wirklich erhellung bringt, noch weiss ich, ob die quelle seriös ist.
By ANTHONY McCARTNEY | AP Entertainment Writer • Published June 06, 2011
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Michael Jackson Insurance Suit
LOS ANGELES – The insurer of Michael Jackson's canceled comeback concerts has asked a judge to nullify a policy intended to protect concert promoters if the singer wasn't able to complete the shows.
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Lloyd's of London sued AEG Live and Jackson's company on Monday, claiming the concert promoter has failed to provide necessary medical information and details about the physician charged in the singer's death.
Lloyd's issued a non-appearance and concert cancellation policy in April 2009 - roughly two months before the pop superstar died. It was issued under an alias, "Mark Jones" and was supposed to cover up to $17.5 million in liability, according to the lawsuit.
The promoter should have informed Lloyd's what it knew about the singer's medical history, "including but not limited to, his apparent prescription drug use and/or drug addiction," the suit states.
Within days of the singer's death, an attorney for AEG submitted a claim with Jackson's death certificate, the suit claims.
The insurer states a medical exam of Jackson required by the policy was never conducted, and that they should not have to pay out for the canceled shows scheduled for London's O2 arena.
An email message seeking comment from AEG spokesman Michael Roth was not immediately returned.
Lloyd's lawsuit claims it has been seeking certain information from AEG about Jackson and his personal physician, Dr. Conrad Murray, since December 2009.
Murray is scheduled to go on trial later this year for involuntary manslaughter in connection with Jackson's death. Authorities claim he administered a lethal dose of the anesthetic propofol to Jackson in the bedroom of his rented mansion, although Murray has pleaded not guilty and his attorneys have said he did not give the singer anything that should have killed him.
The cost of canceling the London shows was one of the major debts facing Jackson's estate after his death.
Read more: http://www.theolympian.com/2011/06/0...#ixzz1PBFW2uxP
Dieser eintrag in einem law blog befasst sich mit der klage.
One of the trends in insurance claims is that some insurance carriers are a lot more willing to litigate potential defenses regardless of the wealth or size of the policyholder. Two decades ago, corporate clients and those of public reputation infrequently needed to resolve insurance matters in courtrooms. That is no longer the case. With $17.5 million at issue, I would not be surprised if the underwriters were considering application defenses as well.
Underwriters at Lloyd’s filed a lawsuit in Los Angeles this week seeking a declaration of no coverage for various reasons, including an application defenses. One curious and common theme throughout the complaint is that the policyholders failed to cooperate and satisfy post-loss conditions. Proofs of loss, examinations under oath and other information were allegedly not provided. For example, the complaint states:
This is an insurance dispute between sophisticated parties to a contingency non-appearance and cancellation policy. The policy was issued with regard to Michael Jackson’s series of concerts to be held London, England at the Arena during the summer and fail of 2009. In light of Mr. Jackson’s death, the concerts never went forward. The insured, AEG Live LLC (“AEG”) made a claim for coverage under the policy and UNDERWRITERS have sought to obtain documents, witness statements and other information necessary to determine AEG’s entitlement to coverage under the policy. The parties have an actual and present controversy regarding what coverage, if any, is afforded under the policy and/or whether the policy should be rescinded for non-disclosures and/or misrepresentations as more fully set forth below. AEG has failed and refused to provide UNDERWRITERS with necessary information, including but not limited to, information and documents regarding Dr. Conrad Murray, Mr. Jackson and AEG, which UNDERWRITERS are informed and believe are directly relevant to and necessary for the determination of whether AEG’s claim is covered. (emphasis added)
Regarding the application defense, the complaint states that misrepresentations made before Michael Jackson’s death voided policy conditions:
"UNDERWRITERS contend that they do not have a duty to indemnify AEG and/or Jackson LLC, based upon THE POLICY’S applicable Conditions Precedent, including but not limited to “Pre-existing Medical Conditions” and “Other Pre-existing Conditions.” THE POLICY states as Conditions Precedent as follows:
It is a condition precedent to the liability of [UNDERWRITERS] that [AEG and/or Jackson LLC] has:...
4.1 truthfully declared all material facts likely to influence a reasonable Insurer in determining:
(4.1.1) whether or not to accept the risk or any subsequent amendment,
(4.1.2) the premium,
(4.1.3) the conditions, exclusions and limitations, having reasonably made all necessary inquiries to establish those facts.
4.2 ... established to their best knowledge and belief after making reasonable inquiry that [Jackson] has no physical, mental or medical condition or is undergoing any treatment, medical or otherwise, other than those advised to [UNDERWRITERS] and agreed to them in writing, and that [Jackson] is fit to fulfill the commitment insured herein.
4.3 no knowledge at inception, of any undisclosed matter, fact or circumstances, actual or threatened, that increases or could increase the possibility of a loss under this Insurance.
4.5 declared that all information supplied to support the application for this Insurance is in all respects true and complete and unchanged at the inception of this Insurance.
...
56. UNDERWRITERS contend that they have no duty to indemnify AEG and/or Jackson LLC based upon THE POLICY’S applicable Exclusions, including, but not limited to, Duty of Care, Drugs, and Fraud. THE POLICY includes the following:
This Insurance does not cover any loss directly or indirectly arising out of, contributed to by, or resulting from: ...
7.3 non-appearance at an Insured Performance or Event of any Insured Person due to:
(7.3.4) any known pre-existing, physical, psychological or medical condition unless otherwise agreed in writing by [UNDERWRITERS],
7.4 [AEG’s and/or Jackson LLC’s] or [Jackson’s] lack of care, diligence or prudent behavior, the result of which would increase the risk, and/or likelihood of a loss, hereunder;
7.5 the illegal possession or illicit taking of drugs and their effects; ...
7.12 any fraud, misrepresentation or concealment by [AEG and/or Jackson LLC] or [Jackson].
The policy does not list Michael Jackson by name. Instead, the parties used "Mark Jones" in place of "Michael Jackson" throughout the policy. This is not an uncommon practice when insuring the rich and famous.
Michael Jackson's estate has a fine lawyer, Howard Weitzman. He was quoted as saying, "This legal action is nothing more than an insurance company trying to avoid paying a legitimate claim by the insured."
The issues in this lawsuit are similar to many of the routine insurance coverage cases we handle. Unlike many of ours, though, this is certain to be a Thriller:
7/3/2009 3:41 PM PDT by TMZ Staff
MIchael JacksonA spokesperson for Lloyd's of London tells us she's never heard of a case where her company has insured someone for a drug overdose.
AEG, the company that was promoting Jackson's London concerts, claimed yesterday the policy it took out from Lloyd's did not cover death from natural causes but did cover overdoses.
Louise Shield -- the head of communications for Lloyd's of London -- tells us such a policy is "odd" and that she's never heard the company insuring for drug overdoses.
What's more -- Shield says the company typically requires a "medical assessment" .... a physical before the policy is written.
As we first reported, Jackson's body had dozens of injection sites in various places. So the question -- how could a policy be issued with clear evidence of a problem?
Shield would not comment on the policy, and found it strange AEG discussed it publicly. She's not saying if overdoses were covered or not.
... aber keinen natürlichen Tod
Michael Jackson: Versicherung vom Tourveranstalter zahlt bei Tod durch Überdosis
Randy Phillips, Chef des Konzertveranstalters. Sollte Jackson an einer Überdosis gestorben sein, zahlt die Versicherung
Foto: AP, AP Photo-Kevin Mazur, AEG-Getty Images
13.07.2009 — 10:32 Uhr
Der Konzertveranstalter von Michael Jackson hat sich für den Fall des Todes durch eine unbeabsichtigte Überdosis versichern lassen.
Randy Phillips, Chef des Konzertveranstalters AEG, sagte der Nachrichtenagentur AP, dass das Versicherungsunternehmen „Lloyd's of London“ für finanzielle Einbußen aufkommt, die durch die gecancelte Tour entstanden sind. Sollte der „King of Pop“ eines natürlichen Todes gestorben sein, müsste die Versicherung nicht zahlen. Doch für den Fall des Todes ihres Künstlers als Folge einer erhöhten Medikamentendosis hatte der Veranstalter AEG sich abgesichert .
„Um das festzuhalten: Das großartige Unternehmen, für das ich arbeite, ist nicht bankrott, stellt den Betrieb nicht ein und steckt sicher nicht in Schwierigkeiten“, so der der AEG-Boss. „Ich bin todunglücklich, aber der Firma geht es gut.“
Rund 25 bis 30 Millionen habe AEG laut Randy Phillips schon in die Tour gepumpt, die 50 Auftritte des „King of Pop“ umfassen sollte. Der Veranstalter kam für einen Teil von *****s Schulden auf und zahlte die Miete und Angestelltengehälter für das Anwesen in Holmby Hills, wo Michael Jackson zuletzt wohnte. Die Deckung beträgt 17,5 Millionen US-Dollar (ca. 12,5 Millionen Euro). Eigentlich zu wenig.
Aber: Bislang will fast die Hälfte der Fans ihre bereits gekauften Karten als Andenken behalten – und auf die Erstattung des Ticketpreises verzichten. Dadurch hätte der Tourveranstalter die Kosten wieder „eingespielt“. Vorausgesetzt, die Laborergebnisse belegen, dass die Todesursache eine nicht absichtlich eingenommene Überdosis war.
In rund einem Monat wird es Klarheit darüber geben.
Sorry für die überschwemmung ... *umgefallenbin*
With L.O.V.E. and respect
Lg rip.michael
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